Let’s look at Kavya for example, who is a 27-year-old marketing executive living in Mumbai. It was a Tuesday night,…
How Do You Complete e-KYC for Personal Loans through the Olyv App?
It is the middle of the month, your child’s school fee is due, and now your home appliance needs urgent…
No Credit History? Here’s How You Can Build One From Scratch
A few months ago Meera just started her first job in Pune. She got her personal loan application rejected within…
How to Recover CIBIL Account When You are Locked Out
Let us look at Rohit who is a 31-year-old sales manager who recently moved from Chennai to Hyderabad for a…
Why Your Credit Limit Has Not Increased (And How to Fix It)
A lot of card holders pay their credit card bills on time for years, yet their credit limit has not…
What Is the Maximum Credit Score?
So a user wrote to us at Olyv support last month and said: “I have been paying all my EMIs…
Personal Loan EMI Bounce Charges: What Happens if EMI Fails?
Search this topic online, and you will mostly find two extremes: alarmist warnings about ruined credit scores, or heavy regulatory…
What Decides How Fast a Personal Loan Gets Disbursed
“Three days” is the answer most people want when they ask about personal loan processing time. It is also the…
Why Your Loan Repayment Status Looks Wrong When It Is Not
Your EMI left your account on the 5th, like it always does. You open your lending app on the 7th,…
Personal Loan Eligibility: What Your FOIR Actually Says About You
Rakesh walked out of his warehouse breakroom, pulled out his phone, and stared at two back-to-back text messages. The first…