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About us

Accelerating credit access for diverse aspirations

Accelerating credit access for diverse aspirations

Accelerating credit access for diverse aspirations

Founded in 2017, Olyv(formerly SmartCoin) started out as an app-based consumer lending platform. We partner with RBI-registered NBFCs to offer quick personal loans to self-employed and salaried individuals. With a vision to address the concerns of the vast underbanked in India, we have evolved from a micro-lending space to a financial wellness platform providing a full suite of offerings, including digital gold savings, credit score check, among others. With Olyv, you can avail loans up to Rs 5 lakh with flexible tenures up to 24 months and interest rate starting at 1.5% per month.

Founded in 2017, Olyv(formerly SmartCoin) started out as an app-based consumer lending platform. We partner with RBI-registered NBFCs to offer quick personal loans to self-employed and salaried individuals. With a vision to address the concerns of the vast underbanked in India, we have evolved from a micro-lending space to a financial wellness platform providing a full suite of offerings, including digital gold savings, credit score check, among others. With Olyv, you can avail loans up to Rs 5 lakh with flexible tenures up to 24 months and interest rate starting at 1.5% per month.

Founded in 2017, Olyv(formerly SmartCoin) started out as an app-based consumer lending platform. We partner with RBI-registered NBFCs to offer quick personal loans to self-employed and salaried individuals. With a vision to address the concerns of the vast underbanked in India, we have evolved from a micro-lending space to a financial wellness platform providing a full suite of offerings, including digital gold savings, credit score check, among others. With Olyv, you can avail loans up to Rs 5 lakh with flexible tenures up to 24 months and interest rate starting at 1.5% per month.

Vision

To be the foremost financial wellness partner for aspiring Indians, delivering unparalleled hassle-free financial products and empowering millions.

To be the foremost financial wellness partner for aspiring Indians, delivering unparalleled hassle-free financial products and empowering millions.

Vision

To be the foremost financial wellness partner for aspiring Indians, delivering unparalleled hassle-free financial products and empowering millions.

Vision

To be the foremost financial wellness partner for aspiring Indians, delivering unparalleled hassle-free financial products and empowering millions.

Mission

To provide technology-driven financial products that empower the next billion hard-working and underserved Indians, fostering financial inclusion and nurturing their aspirations.

Mission

To provide technology-driven financial products that empower the next billion hard-working and underserved Indians, fostering financial inclusion and nurturing their aspirations.

Mission

To provide technology-driven financial products that empower the next billion hard-working and underserved Indians, fostering financial inclusion and nurturing their aspirations.

Hand with time
Hand with time
Hand with time
Hand with time

Guiding Values

Guiding Values

Excellence

Excellence

Responsibility for quality and ownership for results

Empathy

Understanding Nature and collaborating for the greater good

Innovation

Thinking ahead, Building unique Fearlessly

Perseverance

We never give up, We work till we get the best

Agility

Speed matters, Always

Work desk
Work desk
Work desk

2017 

2017 

  • Operationalised the quick personal loan business.

  • Moved into first formal workspace

  • Operationalised the quick personal loan business.

  • Moved into first formal workspace

2018-2019

2018-2019

2018-2019

  • Achieved the 1 million+ app installs milestone

  • Recognised at the Google Launchpad Accelerator Program

  • Achieved the 1 million+ app installs milestone

  • Recognised at the Google Launchpad Accelerator Program

Discussion
Discussion
Discussion

2020-2021

2020-2021

  • Reached ~900 crore in cumulative loan disbursal amount

  • Achieved profitability 

  • Exploring new offerings aggressively

  • Reached ~900 crore in cumulative loan disbursal amount

  • Achieved profitability 

  • Exploring new offerings aggressively

Led by industry veterans 

Led by industry veterans 

We are helmed by a strong founding team with rich experience in finance and consumer tech businesses focused on executing an inclusive vision through entirely digital processes.

We are helmed by a strong founding team with rich experience in finance and consumer tech businesses focused on executing an inclusive vision through entirely digital processes.

Rohit Garg
Rohit Garg
Rohit Garg

Rohit Garg - Cofounder and CEO

Rohit Garg -
Cofounder and CEO

Rohit Garg - Cofounder and CEO

Rohit completed his B. Tech in Computer Science from IIT-Kanpur and his MBA from IIM-A. Before dabbling in entrepreneurship, Rohit worked with Citigroup, Deutsche Bank and Morgan Stanley and has served as the Vice-President at Nomura, a Japanese financial services group. Rohit is passionate about bringing social change via tech and has been a strong believer in Emerging India. His vision is to serve the underserved segments of the country with Financial Inclusion.

Amit Chandel
Amit Chandel
Amit Chandel

Amit Chandel - Cofounder and CTO

Amit Chandel -
Cofounder and CTO

Amit Chandel - Cofounder & CTO

Amit completed his B.tech in Computer Science from IIT Bombay and his M.S from the University of Toronto. He has 9 years of experience as a director of Engineering at Kiwi Inc., a Mobile Entertainment company, where he built a data science platform to handle and process over 100M transactions per day (10TB of monthly data).

Vinay Singh
Vinay Singh
Vinay Singh

Vinay Singh - Cofounder and CPO

Vinay Singh -
Cofounder and CPO

Vinay Singh - Cofounder & CPO

Vinay has completed his B.Tech and M.Tech from IIT Bombay. His deep tech expertise was a key contributor in the Engineering Department at Kiwi Inc., where he worked for 8 years as Director of Engineering before Co-Founding SmartCoin. At Kiwi, he built scalable android products for over 100M+ Monthly Active Users and scaled the technology team since inception to over 100+ Software Development Engineers. team since inception to over 100+ Software Development

Jayant Upadhyay
Jayant Upadhyay
Jayant Upadhyay

Jayant Upadhyay - Cofounder and COO

Jayant Upadhyay -
Cofounder and COO

Jayant Upadhyay - Cofounder & COO

Jayant holds a B.tech and M.tech degree in Computer Science from IIT Delhi. In his previous role with Kiwi Inc., he served as Team Lead - Ad Products for 7 years where he built a digital ad platform and back-end design for 1M+ Monthly Active Users. Jayant has been successfully managing the Operations, Finance and Marketing of SmartCoin since the company's foundation.