Instant Cash Loan Online
Quick Approval & Fast Disbursal

Looking for a fast solution to your urgent financial needs? Apply for an instant cash loan online through Olyv and receive instant approval with money credited to your bank account. No paperwork, no collateral - just a simple, secure way to access quick personal loans for emergencies, medical bills, or unplanned expenses.

Calculator Image

Eligibility Criteria For Instant Cash Loan

Eligibility Criteria For
Instant Cash Loan

Eligibility Criteria For Instant Cash Loan

Check your eligibility at olyv.co.in for a quick, 100% digital Short-Term Personal loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Short-Term Personal loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Key Features of Instant Cash loan through Olyv

Key Features of
Instant Cash through Olyv

Key Features of Instant Cash
loan through Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Image showing loan amount
Image showing loan amount

Affordable Instant Cash loan
Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Image shows low interest rate on loan leads financial growth
Image shows low interest rate on loan leads financial growth

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Image shows that loan repayment tenure
Image shows that loan repayment tenure

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Image shows that the loan is secured
Image shows that the loan is secured

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Image shows that the amout directly transfer to bank
Image shows that the amout directly transfer to bank

Apply for an Instant Cash
loan with Aadhaar

Complete the application process online

Complete the application process online

Apply for an Instant
Cash loan with Aadhaar

Apply instant cash loan with Adhaar

Calculate Your Instant Cash Loan
EMI through Olyv

Calculate Instant Cash Loan EMI through Olyv

Calculate Your Instant Cash Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Aug '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Instant Cash Loan through Olyv

Documents Required to Apply for Short-Term Personal loan through Olyv

To apply for a Instant Cash Loan through Olyv, you’ll typically need to provide the following documents:

To apply for a Instant Cash Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Image shows low interest rate on instant cash loan

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

Image shows that the processing fess

How to Apply for an Instant Cash Loan through Olyv

How to Apply for an Instant Cash Loan through Olyv

How to Apply for an Instant Cash Loan through Olyv

Applying for an Instant Cash loan through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:


Applying for an Instant Cash loan through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:


  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your loan approved.

  1. Get the loan amount credited directly to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

Animated view to apply a emergency loan through the Olyv App
Animated view to apply a emergency loan through the Olyv App
Animated view to apply a emergency loan through the Olyv App

FAQ

What is an Instant Cash Loan, and how does it work?

An Instant Cash Loan is a short-term personal loan that offers quick approval and fast disbursal. Through the Olyv platform, you can apply online without paperwork or collateral. After your profile is verified, the loan amount is credited directly to your bank account.

How can I apply for an Instant Cash Loan online through Olyv?

What documents are required to apply for a Short-Term Personal Loan through Olyv?

Who is eligible for an Instant Cash Loan through Olyv?

What documents are required for an instant loan through the Olyv platform?

Is there any collateral required for instant loans through Olyv?

What is the interest rate for Instant Cash Loans through Olyv?

How do I calculate my EMI for an Instant Cash Loan?

What is the repayment tenure available for loans through Olyv?

Are Instant Cash Loans through Olyv safe and secure?

Can I apply for an Instant Cash Loan through Olyv without income proof?

What is an Instant Cash Loan, and how does it work?

An Instant Cash Loan is a short-term personal loan that offers quick approval and fast disbursal. Through the Olyv platform, you can apply online without paperwork or collateral. After your profile is verified, the loan amount is credited directly to your bank account.

How can I apply for an Instant Cash Loan online through Olyv?

What documents are required to apply for a Short-Term Personal Loan through Olyv?

Who is eligible for an Instant Cash Loan through Olyv?

What documents are required for an instant loan through the Olyv platform?

Is there any collateral required for instant loans through Olyv?

What is the interest rate for Instant Cash Loans through Olyv?

How do I calculate my EMI for an Instant Cash Loan?

What is the repayment tenure available for loans through Olyv?

Are Instant Cash Loans through Olyv safe and secure?

Can I apply for an Instant Cash Loan through Olyv without income proof?

What is an Instant Cash Loan, and how does it work?

An Instant Cash Loan is a short-term personal loan that offers quick approval and fast disbursal. Through the Olyv platform, you can apply online without paperwork or collateral. After your profile is verified, the loan amount is credited directly to your bank account.

How can I apply for an Instant Cash Loan online through Olyv?

What documents are required to apply for a Short-Term Personal Loan through Olyv?

Who is eligible for an Instant Cash Loan through Olyv?

What documents are required for an instant loan through the Olyv platform?

Is there any collateral required for instant loans through Olyv?

What is the interest rate for Instant Cash Loans through Olyv?

How do I calculate my EMI for an Instant Cash Loan?

What is the repayment tenure available for loans through Olyv?

Are Instant Cash Loans through Olyv safe and secure?

Can I apply for an Instant Cash Loan through Olyv without income proof?

Get funds when you need it

Get funds when

you need it

Get funds when you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Instant Cash Loan Online Quick Approval
& Fast Disbursal

Looking for a fast solution to your urgent financial needs? Apply for an instant cash loan online through Olyv and receive instant approval with money credited to your bank account. No paperwork, no collateral - just a simple, secure way to access quick personal loans for emergencies, medical bills, or unplanned expenses.

Looking for a fast solution to your urgent financial needs? Apply for an instant cash loan online through Olyv and receive instant approval with money credited to your bank account. No paperwork, no collateral - just a simple, secure way to access quick personal loans for emergencies, medical bills, or unplanned expenses.

Instant Cash Loan Online Quick Approval & Fast Disbursal

Calculator Image
Calculator Image