Instant Personal Loans for
Quick Financial Support

Looking for a fast and reliable instant personal loan online? Get quick cash without paperwork or collateral through Olyv. Apply for a personal loan with instant disbursal and receive money directly into your bank account—perfect for medical emergencies, home repairs, travel plans, or unplanned expenses. With Olyv’s platform, you can complete your application in minutes and enjoy fast personal loan disbursal. It’s the ideal solution for those who need an urgent cash loan online or emergency financial support.

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Eligibility Criteria for Instant Personal Loan

Eligibility Criteria for Instant Personal Loan
on the Olyv Platform

Eligibility Criteria for Instant
Personal on the Olyv
Platform

Check your eligibility at olyv.co.in for a quick, 100% digital Instant Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Instant Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Instant Personal Loan with instant approval.

Key Features of Instant Personal Loan through Olyv

Key Features of Instant Personal
through Olyv

Key Features of
Instant Personal through
Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Hand holding cash illustration
Hand holding cash illustration

Affordable Instant Personal

Loan Interest Rate

Affordable Instant Personal Loan Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Image shows low interest rate on loan leads financial growth
Image shows low interest rate on loan leads financial growth

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Image shows that loan repayment tenure
Image shows that loan repayment tenure

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Image shows that the loan is secured
Image shows that the loan is secured

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Digital loan disbursal
Digital loan disbursal

Apply for an Instant Personal

Loan with Aadhaar

Apply for an

Instant Personal with

Aadhaar

Complete the application process online

Complete the application process online

Apply unsecured loan with adhaar

Calculate Your Instant Personal Loan EMI through Olyv

Calculate Your Instant Personal Loan EMI through Olyv

Calculate Your Instant Personal Loan EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Aug '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Instant Personal Loan through Olyv

Documents Required to Apply for Instant Personal Loan through Olyv

To apply for a  Instant Personal Loan, you’ll typically need to provide the following documents:

To apply for a Instant Personal Loan, you’ll typically need to provide the following documents:

To apply for a  Instant Personal Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Interest rate starting at 1.5%

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

no processing fees

How to Apply for an Instant Personal Loan through Olyv

How to Apply for an Instant Personal Loan through Olyv

How to Apply for an Instant Personal Loan through Olyv

Applying for an Instant Personal loan through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:


Applying for an Instant Personal loan through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:


  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your loan approved.

  1. Get the loan amount credited directly to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

Animated view to apply a emergency loan through the Olyv App
Animated view to apply a emergency loan through the Olyv App
Animated view to apply a emergency loan through the Olyv App

FAQ

How can I get an Instant Personal Loan online through the Olyv platform?

You can easily apply for an Instant Personal Loan online through the Olyv platform by registering with your mobile number, completing your KYC your verification and selecting your loan amount and tenure.

What documents are required to apply for an Instant Personal Loan through Olyv?

What is the interest rate for Instant Personal Loans through the Olyv platform?

Can I use the Instant Personal Loan for emergencies like medical or repair expenses?

What is the maximum Instant Personal Loan amount available through Olyv?

How can I get an Instant Personal Loan online through the Olyv platform?

You can easily apply for an Instant Personal Loan online through the Olyv platform by registering with your mobile number, completing your KYC your verification and selecting your loan amount and tenure.

What documents are required to apply for an Instant Personal Loan through Olyv?

What is the interest rate for Instant Personal Loans through the Olyv platform?

Can I use the Instant Personal Loan for emergencies like medical or repair expenses?

What is the maximum Instant Personal Loan amount available through Olyv?

How can I get an Instant Personal Loan online through the Olyv platform?

You can easily apply for an Instant Personal Loan online through the Olyv platform by registering with your mobile number, completing your KYC your verification and selecting your loan amount and tenure.

What documents are required to apply for an Instant Personal Loan through Olyv?

What is the interest rate for Instant Personal Loans through the Olyv platform?

Can I use the Instant Personal Loan for emergencies like medical or repair expenses?

What is the maximum Instant Personal Loan amount available through Olyv?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

Personal Loan by Location

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Types of Personal Loans

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

Indian monument skyline illustration showcasing national presence.

Made In Bharat

Instant Personal Loans for Quick
Financial Support

Looking for a fast and reliable instant personal loan online? Get quick cash without paperwork or collateral through Olyv. Apply for a personal loan with instant disbursal and receive money directly into your bank account—perfect for medical emergencies, home repairs, travel plans, or unplanned expenses. With Olyv’s platform, you can complete your application in minutes and enjoy fast personal loan disbursal. It’s the ideal solution for those who need an urgent cash loan online or emergency financial support.

Looking for a fast and reliable instant personal loan online? Get quick cash without paperwork or collateral through Olyv. Apply for a personal loan with instant disbursal and receive money directly into your bank account—perfect for medical emergencies, home repairs, travel plans, or unplanned expenses. With Olyv’s platform, you can complete your application in minutes and enjoy fast personal loan disbursal. It’s the ideal solution for those who need an urgent cash loan online or emergency financial support.

Instant Personal Loans for Quick Financial Support

Calculator Image
Calculator Image