Digital Personal Loan Online –
Instant Approval & Fast Disbursal

Looking for a quick and hassle-free loan online? Apply for a digital personal loan through Olyv and enjoy instant loan approval with fast disbursal directly to your bank account. Whether it’s for medical emergencies, wedding expenses, travel, or home repairs, Olyv facilitates a 100% online Digital Personal Loan solution with no paperwork and no collateral required.

Experience a seamless digital loan application process with minimal documentation, flexible EMIs, and competitive interest rates. Ideal for salaried individuals and first-time borrowers, Olyv makes getting a paperless digital personal loan online simple and fast.

Calculator Image

Eligibility Criteria For Digital Personal Loan Online

Eligibility Criteria For Digital Personal Loan Online

Eligibility Criteria For
Digital Personal Loan Online

Check your eligibility at olyv.co.in for a quick, 100% Digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% Digital Personal Loan with instant approval.

Check your eligibility at olyv.co.in for a quick, 100% digital Personal Loan with instant approval.

Key Features of Digital Personal Loan Online
through Olyv

Key Features of Digital Personal Loan
Online through Olyv

Key Features of
Digital Personal Loan Online
through Olyv

Loan Amount

Loan Amount

₹1,000 to ₹5,00,000* (T&C apply)

₹1,000 to ₹5,00,000* (T&C apply)

Hand holding cash illustration
Hand holding cash illustration

Affordable Digital Personal
Loan Interest Rate

Affordable Digital Personal Loan Interest Rate

Starting at just 1.5% per month, competitive and easy to manage

Starting at just 1.5% per month, competitive and easy to manage

Image shows low interest rate on loan leads financial growth
Image shows low interest rate on loan leads financial growth

Repayment Tenure

Repayment Tenure

2 to 18 months, offering flexible repayment options tailored to your budget

2 to 18 months, offering flexible repayment options tailored to your budget

Image shows that loan repayment tenure
Image shows that loan repayment tenure

Unsecured Personal Loan

Unsecured

Emergency Loan

No collateral required; your loan is secured based on your profile

No collateral required; your loan is secured based on your profile

Image shows that the loan is secured
Image shows that the loan is secured

Digital Loan Disbursal

Digital Loan Disbursal

Funds are directly transferred to your bank account (T&C apply)

Funds are directly transferred to your bank account (T&C apply)

Digital loan disbursal
Digital loan disbursal

Apply for an Digital Personal
Loan Online with Aadhaar

Complete the application process online

Complete the application process online

Apply for an Digital Personal
Loan online with Aadhaar

Apply unsecured loan with adhaar

Calculate Your Digital Personal Loan Online
EMI through Olyv

Calculate Your Digital Personal Loan Online EMI through Olyv

Calculate Your Digital Personal Loan Online EMI through Olyv

EMI Schedule

MonthOpening BalanceInterestPrincipalClosing Balance
Aug '25₹5,000₹25₹-25₹5,025

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Use Olyv’s EMI Calculator to plan your repayments:


  • Input your loan amount (e.g., ₹50,000).

  • Choose the applicable interest rate (starting at 1.5% per month).

  • Select the repayment tenure (e.g., 12 months).


    The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.

Documents Required to Apply for
Digital Personal Loan through Olyv

Documents Required to Apply for Digital Personal Loan through Olyv

To apply for a Digital Personal Loan, you’ll typically need to
provide the following documents:

To apply for a Digital Personal Loan, you’ll typically need to provide the following documents:

To apply for a Digital Personal Loan, you’ll typically need to provide the following documents:

Proof of Identity

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

(e.g., Aadhaar card, PAN card)

Proof of Address

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

(e.g., utility bill, rental agreement)

Proof of Income

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

(e.g., salary slips, bank statements)

Please note that the exact document requirements may vary slightly based on the lending partner.

Interest Rates and Charges

Interest Rates and Charges

Interest Rates and Charges

Understanding these charges will help you make an informed borrowing decision.

Understanding these charges will help you make an informed borrowing decision.

Interest Rates

Interest rate starting at 1.5%

Starting at 1.5% per month

Processing Fees

Subject to the borrower's

profile

no processing fees

How to Apply for Digital Personal Loan Online through Olyv

How to Apply for Digital Personal Loan Online through Olyv

How to Apply for Digital Personal Loan Online through Olyv

Applying for Digital Personal Loan Online through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:

Applying for Digital Personal Loan Online through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your loan approved.

  1. Get the loan amount credited directly to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

  1. Download the Olyv App from the Play Store

  1. Sign up with your mobile number

  1. Check eligibility by filling in basic details

  1. Choose loan amount & repayment tenure

  1. Add a bank account for disbursal

  1. Complete KYC via Aadhaar OTP & selfie

  1. Submit the final details and get your
    loan approved.

  1. Get the loan amount credited directly
    to your bank account

Animated view to apply a emergency loan through the Olyv App
Animated view to apply a emergency loan through the Olyv App
Animated view to apply a emergency loan through the Olyv App

FAQ

What is a digital personal loan?

A digital personal loan is an unsecured, fully online loan that offers instant approval and fast disbursal- no paperwork, with no collateral. It's ideal for emergencies like medical bills, home repairs, or travel expenses.

Who is eligible for a Digital Personal Loan through Olyv?

How to apply for a Digital Personal Loan online through Olyv?

What is the interest rate for a Digital Personal Loan online through Olyv?

What loan amounts are available through Olyv?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Digital Personal Loan through Olyv?

How do I calculate EMI for a Digital Personal Loan?

What documents are required for an online Digital Personal Loan through Olyv?

Are there any processing fees for an online Digital Personal Loan?

What is a digital personal loan?

A digital personal loan is an unsecured, fully online loan that offers instant approval and fast disbursal- no paperwork, with no collateral. It's ideal for emergencies like medical bills, home repairs, or travel expenses.

Who is eligible for a Digital Personal Loan through Olyv?

How to apply for a Digital Personal Loan online through Olyv?

What is the interest rate for a Digital Personal Loan online through Olyv?

What loan amounts are available through Olyv?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Digital Personal Loan through Olyv?

How do I calculate EMI for a Digital Personal Loan?

What documents are required for an online Digital Personal Loan through Olyv?

Are there any processing fees for an online Digital Personal Loan?

What is a digital personal loan?

A digital personal loan is an unsecured, fully online loan that offers instant approval and fast disbursal- no paperwork, with no collateral. It's ideal for emergencies like medical bills, home repairs, or travel expenses.

Who is eligible for a Digital Personal Loan through Olyv?

How to apply for a Digital Personal Loan online through Olyv?

What is the interest rate for a Digital Personal Loan online through Olyv?

What loan amounts are available through Olyv?

What repayment tenures does Olyv offer?

How long does it take for the loan amount to be disbursed?

Is any collateral needed to get an online Digital Personal Loan through Olyv?

How do I calculate EMI for a Digital Personal Loan?

What documents are required for an online Digital Personal Loan through Olyv?

Are there any processing fees for an online Digital Personal Loan?

Get funds when you need it

Get funds when you need it

Get funds when

you need it

Keep in touch with us

+91 9148380504

help@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,

Kadubeesanahalli, Bengaluru,

Karnataka 560103.

GSTIN: 29AAWCS4288F1ZI
CIN: U67110KA2015PTC084272

For Grievance Redressal Contact:

Moushumi Mukherjee

+91 9986640571

grievance@smartcoin.co.in

SmartCoin Financials Pvt. Ltd.

Indiqube Gamma, No.293/154/172

2nd floor, Outer Ring Road,
Kadubeesanahalli, Bengaluru,

Karnataka 560103.

Terms ©2025 Olyv

Olyv will act as a lending service provider as per RBI classification

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Statutory Disclaimer: Olyv is an ISO 27001:2013 - certified digital lending platform that partners exclusively with RBI-registered lenders to provide financial solutions. All loan approvals, interest rates, and repayment terms are at the sole discretion of the respective lending partners and are subject to their evaluation criteria. Olyv does not influence the decisions made by its lending partners. Borrowers are advised to carefully read and understand the terms and conditions associated with loan products before proceeding. Availability of services is subject to applicable laws, regulations, and the platform’s policies. Terms and conditions apply

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Made In Bharat

Digital Personal Loan Online
Instant Approval & Fast Disbursal

Looking for a quick and hassle-free loan online? Apply for a digital personal loan through Olyv and enjoy instant loan approval with fast disbursal directly to your bank account. Whether it’s for medical emergencies, wedding expenses, travel, or home repairs, Olyv facilitates a 100% online Digital Personal Loan solution with no paperwork and no collateral required.

Experience a seamless digital loan application process with minimal documentation, flexible EMIs, and competitive interest rates. Ideal for salaried individuals and first-time borrowers, Olyv makes getting a paperless digital personal loan online simple and fast.

Looking for a quick and hassle-free loan online? Apply for a digital personal loan through Olyv and enjoy instant loan approval with fast disbursal directly to your bank account. Whether it’s for medical emergencies, wedding expenses, travel, or home repairs, Olyv facilitates a 100% online Digital Personal Loan solution with no paperwork and no collateral required.

Experience a seamless digital loan application process with minimal documentation, flexible EMIs, and competitive interest rates. Ideal for salaried individuals and first-time borrowers, Olyv makes getting a paperless digital personal loan online simple and fast.

Digital Personal Loan Online – Instant Approval & Fast Disbursal

Calculator Image
Calculator Image