Get Instant Unsecured Loan Online –
Fast Approval & Quick Disbursal
Need urgent cash for a medical emergency, unexpected expense, or any short-term financial need? Get quick access to unsecured personal loans through the Olyv platform – no collateral required.

Eligibility Criteria For Unsecured Loan
Eligibility Criteria For
Unsecured Loan
Check your eligibility at olyv for a quick, 100% digital Unsecured Loan with instant approval.
Check your eligibility at olyv for a quick, 100% digital Unsecured Loan with instant approval.
Check your eligibility at olyv for a quick, 100% digital Unsecured Loan with instant approval.
Check your eligibility at olyv for a quick, 100% digital Unsecured Loan with instant approval.
Key Features of Unsecured Loan through Olyv
Key Features of Unsecured Loan
through Olyv
Key Features of
Unsecured Loan through
Olyv
Loan Amount
Loan Amount
₹1,000 to ₹5,00,000* (T&C apply)
₹1,000 to ₹5,00,000* (T&C apply)


Affordable Unsecured Loan
Interest Rate
Affordable Unsecured Loan
Interest Rate
Starting at just 1.5% per month, competitive and easy to manage
Starting at just 1.5% per month, competitive and easy to manage


Repayment Tenure
Repayment Tenure
2 to 18 months, offering flexible repayment options tailored to your budget
2 to 18 months, offering flexible repayment options tailored to your budget


Unsecured Personal Loan
Unsecured
Emergency Loan
No collateral required; your loan is secured based on your profile
No collateral required; your loan is secured based on your profile


Digital Loan Disbursal
Digital Loan Disbursal
Funds are directly transferred to your bank account (T&C apply)
Funds are directly transferred to your bank account (T&C apply)


Apply for an Unsecured Loan
with Aadhaar
Complete the application process online
Complete the application process online
Apply for an Small
Personal Loan with
Aadhaar

Calculate Your Unsecured Loan
EMI through Olyv
Calculate Your Small Personal Loan EMI through Olyv
Calculate Your Small Personal Loan EMI through Olyv
Your monthly EMI is
₹0
6% interest rate per annum
Total Interest
₹0
Total Amount
₹0
EMI Schedule
Month | Opening Balance | Interest | Principal | Closing Balance |
---|---|---|---|---|
Aug '25 | ₹5,000 | ₹25 | ₹-25 | ₹5,025 |
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Use Olyv’s EMI Calculator to plan your repayments:
Input your loan amount (e.g., ₹50,000).
Choose the applicable interest rate (starting at 1.5% per month).
Select the repayment tenure (e.g., 12 months).
The calculator will show your monthly EMI, total interest payable, and total amount to be repaid.
Documents Required to Apply for
Unsecured Loan through Olyv
Documents Required to Apply for Unsecured Loan through Olyv
To apply for a Unsecured Loan, you’ll typically need to provide the following documents:

Proof of Identity
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
(e.g., Aadhaar card, PAN card)
Proof of Address
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
(e.g., utility bill, rental agreement)
Proof of Income
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
(e.g., salary slips, bank statements)
Please note that the exact document requirements may vary slightly based on the lending partner.
Interest Rates and Charges
Interest Rates and Charges
Interest Rates and Charges
Understanding these charges will help you make an informed borrowing decision.
Understanding these charges will help you make an informed borrowing decision.
Interest Rates

Starting at 1.5% per month
Processing Fees
Subject to the borrower's
profile
How to Apply for an Unsecured Loan through Olyv
How to Apply for an Unsecured Loan through Olyv
How to Apply for an Unsecured Loan through Olyv
Applying for a Unsecured loan through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:
Applying for a Unsecured loan through Olyv is fast, secure, and 100% digital. Follow these easy steps to get your loan disbursed directly to your bank account:
Download the Olyv App from the Play Store
Sign up with your mobile number
Check eligibility by filling in basic details
Choose loan amount & repayment tenure
Add a bank account for disbursal
Complete KYC via Aadhaar OTP & selfie
Submit the final details and get your loan approved.
Get the loan amount credited directly to your bank account
Download the Olyv App from the Play Store
Sign up with your mobile number
Check eligibility by filling in basic details
Choose loan amount & repayment tenure
Add a bank account for disbursal
Complete KYC via Aadhaar OTP & selfie
Submit the final details and get your
loan approved.
Get the loan amount credited directly
to your bank account
Download the Olyv App from the Play Store
Sign up with your mobile number
Check eligibility by filling in basic details
Choose loan amount & repayment tenure
Add a bank account for disbursal
Complete KYC via Aadhaar OTP & selfie
Submit the final details and get your
loan approved.
Get the loan amount credited directly
to your bank account



FAQ
What is an Unsecured Loan, and how does it work?
An unsecured loan is a type of personal loan that doesn’t require any collateral. Approval is based on your credit profile, income, and repayment capacity.
How can I apply for an Unsecured Loan online instantly?
Can I get an Unsecured Loan without salary slips or with a low income?
What are the minimum and maximum amounts for unsecured personal loans?
What are the repayment options for small personal loans through Olyv?
Can I get an Unsecured Loan with bad credit or a low CIBIL score?
Which is the best app for Unsecured Loans in India?
What documents are required to apply for an Unsecured Loan through Olyv?
What is the interest rate for an Unsecured Loan through the Olyv platform?
What is an Unsecured Loan, and how does it work?
An unsecured loan is a type of personal loan that doesn’t require any collateral. Approval is based on your credit profile, income, and repayment capacity.
How can I apply for an Unsecured Loan online instantly?
Can I get an Unsecured Loan without salary slips or with a low income?
What are the minimum and maximum amounts for unsecured personal loans?
What are the repayment options for small personal loans through Olyv?
Can I get an Unsecured Loan with bad credit or a low CIBIL score?
Which is the best app for Unsecured Loans in India?
What documents are required to apply for an Unsecured Loan through Olyv?
What is the interest rate for an Unsecured Loan through the Olyv platform?
What is an Unsecured Loan, and how does it work?
An unsecured loan is a type of personal loan that doesn’t require any collateral. Approval is based on your credit profile, income, and repayment capacity.